FAQs

Your financial life is complex, and having the right guidance can make it easier to make confident decisions. We provide objective advice based on what’s best for you, with a relationship that is personal, responsive, and attentive to your unique circumstances. We give clear answers to help you make confident decisions.

As a fee-only fiduciary, we provide transparent advice tailored to your financial needs, with a clear understanding of what you’re paying and the services you receive. Your assets are held by an independent custodian giving you an added layer of transparency and security.

Think about all the uncertainties in regards to financial and insurance topics in your life. Now, imagine having all those uncertainties identified and planned out into actionable steps. And on top of that, you now have someone to walk you through the process and be there for you every step of the way. Whether you are in your twenties and want to build your financial foundation or you are in your sixties and preparing for retirement, a financial plan is what you need. Having a financial plan will give you even more confidence to help you achieve your goals.

Registered Investment Advisors (RIA) are professional independent advisory firms that provide personalized financial advice to their clients, many of whom have complex financial needs. Because these advisors are independent, they are not tied to any particular family of funds or investment products. As fiduciaries, RIAs are held to the highest standard of care and are required to act in the best interests of their clients at all times. They are registered with either the securities and exchange commission or state securities regulators. Renaissance Advisory Group, LLC is registered with the State of Pennsylvania. Many RIAs provide advice and services for a fee based on a percentage of client assets.

Being a fiduciary means we are legally and ethically required to act in your best interest at all times. Our advice is objective, transparent and focused solely on helping you achieve your financial goals.

Fees are based on a percentage of assets being managed. We are not paid for any investments recommended. Our compensation is based on the value of the services and ongoing guidance we provide—not commissions or the sale of financial products.

Our initial conversation is complimentary. It’s an opportunity for us to get to know each other, learn about your goals and needs, and determine whether Renaissance Advisory Group is the right fit for you. There’s no obligation to move forward, and we’ll clearly explain our services and fees before you make any decisions.

Our first meeting is about getting to know you. We will ask about your goals, your family, your values, and what’s important to you. We’ll talk about where you are today, where you’d like to be and the questions that keep you up at night. Before we discuss strategies, we believe it’s important to understand the person behind the numbers and for you to feel comfortable with us as well.

We believe financial planning is about more than managing investments. We measure success by the strength of the relationships we build and the confidence our clients feel knowing they have a dedicated partner for every stage of life.

Renaissance Advisory Group is committed to building lasting relationships through trust, transparency and thoughtful guidance, empowering every client to make informed decisions and achieve lasting financial confidence. We operate as a fee-only financial wellness boutique offering a highly personalized, hands-on experience with the highest level of service, ethics and integrity. Our company strives to support every aspect of your financial life; whether you are an individual, a family or a business. We look at the whole picture and consider how each piece of your financial life works together. Every strategy we develop is carefully tailored to each client’s specific needs, priorities, and long-term vision.

Financial wellness means understanding that every aspect of your financial life is connected. Your investments, retirement planning, taxes, insurance, estate planning, cash flow, and personal goals don’t exist in isolation, instead they work together to support your overall financial well-being. Rather than focusing on one piece at a time, we take a comprehensive approach, evaluating how each financial decision impacts the others. As your life, family, career, and priorities evolve, we help ensure that every part of your financial strategy remains aligned with your goals and long-term vision.

There is no such thing as a “typical client”, everyone is different and their financial needs are different as well. Whether you are a couple that is planning for your retirement years, an individual just getting started on their career, a business owner, or a divorced or widowed individual whose spouse handled all of the finances throughout your relationship, Renaissance Advisory Group is prepared to offer the individual guidance and personalized service you need to secure your financial future. We do not discriminate on the basis of race, sexuality or ideology.

Many people come to us looking for a fresh perspective or a second opinion. Sometimes that conversation confirms you’re on the right path. Other times, it uncovers opportunities that may have been overlooked. Either way, our goal is to help you make informed decisions with confidence.

Investments are just one piece of the picture. Real financial wellness comes from understanding how every part of your financial life works together. From retirement planning and tax-efficient strategies to insurance risk management and wealth transfer, we help connect the dots so your financial decisions support your bigger picture. Learn more about our services here.

You do not need to have all the answers before getting started. We are here for you and ready to help every step of the way. We will help you make sense of your financial picture, identify what matters most to you, and create a plan together. Sometimes the most helpful place to start is simply knowing that you have questions.  We want to simplify your financial life and help you move forward with confidence.

We do not place minimum account values on any new client. After our initial consultation, we will both decide if it’s the right fit. As a firm held to fiduciary standards we only recommend our services if there is an alignment with services, methodology and your needs. We will ask you to complete a signed client service agreement & investment suitability questionnaire. We will also ask for current investment statements and names of existing advisors (CPA, attorney, etc.). Additional documentation or information will be requested based on the clients needs and our requested services.

As soon as you become a client, we start to create a strategy to help your wealth grow. Before we recommend any strategy or solution, we also take the time to fully understand your unique goals. We assess your objectives, asset allocation and risk tolerance. We take the time to learn about you, your family, interests, concerns and prior experiences. Our knowledge of your situation will give us a clear understanding of your needs. We keep the lines of communication open throughout the year, to be there when you need us. As your life evolves, so will your plan. As your long-term financial partner, we’ll continue monitoring your progress, adjusting strategies when needed, and helping you navigate both planned milestones and unexpected events.

Every recommendation begins with understanding you. Your goals, values, family dynamics, comfort with risk, and long-term vision are all part of the planning process. We don’t believe in blanket recommendations because no two lives—or financial journeys—are exactly alike. Whether you’re building wealth, preparing for retirement, or thinking about the legacy you’d like to leave, we’ll be there to guide you every step of the way.

Renaissance Compass is our secure, centralized financial planning platform that brings investments, banking, retirement accounts and financial information together in one place. We use this interactive tool to track goals and stay connected to your financial plan in real time so you can feel confident that your strategy remains aligned with your goals and long-term vision. Find out more about Renaissance Compass here.

Some of the best financial outcomes happen when your advisors work together. When appropriate, we’ll collaborate with your tax professional, attorney, insurance specialist, and other trusted professionals to help ensure your financial strategy is coordinated and aligned.

We’d love to meet you! Come to one of our upcoming events to learn more about Renaissance Advisory Group, connect with our team, ask questions and learn more about our approach to lifelong financial wellness. For a list of events, check us out here.

Your investments are held with an independent custodian, separate from Renaissance Advisory Group. This means we don’t hold or take custody of your money. The custodian maintains your accounts and assets, while we focus on providing financial planning, investment management, and ongoing advice. This separation provides an additional layer of transparency and helps keep your assets and our advisory relationship independent. You receive statements and transaction confirmations directly from the custodian, while we work alongside them to manage your financial plan and investments according to your goals. Account access is available through our website and we have direct communication with the custodian at all times. Custodial accounts are insured up to $100 million per account. There is no fee to open or close an account.